Past due bill - Law Office in Alton, IL
When your financial obligations become unmanageable, bankruptcy can provide a fresh start. At the The Law Office of Susan F. Grammer, we can help you understand your options regarding your debt and determine which avenue is best for you. You don't need to let past-due bills keep you from sleeping at night, or avoid answering your phone to stop the endless harassment from collection agencies. There are options available for you, call us and we will be glad to share them with you.

Representing and Advising You Throughout Your Bankruptcy Process

Bankruptcy can provide you with the opportunity to reestablish your financial security. Depending on your current circumstances, bankruptcy may be able to clear your existing financial obligations so that you can build a healthy financial future.
Many people wish to file Chapter 7 bankruptcy because it eliminates all dischargeable debt. However, clients must pass a means test, which is determined based in part on household income. Chapter 7 is not for everyone, so call us today to discuss your options.
For those who do not qualify for Chapter 7 bankruptcy, filing Chapter 13 bankruptcy may be a better solution. A Chapter 13 can help you manage your financial obligations by rearranging your debts into a reasonable payment plan.
Whether you qualify for Chapter 7 or Chapter 13 bankruptcy, our skilled East Alton bankruptcy attorneys will guide you through your options so you can make informed decisions about how to proceed. We are licensed to practice in the Southern and Central districts of Illinois. Attorney Susan Grammer works with clients throughout the area who are struggling with debt.

What to Bring With You to Your First Appointment

When you hire us to represent you in bankruptcy, there are a number of things that will help us get started right away. When you meet with your bankruptcy attorney for the first time, you should bring:
  • Paycheck stubs from the last six months
  • Income tax returns from the past two years
  • Any bank statements from the past six months
  • Utility bill statements and other bill records
  • Property deeds and mortgage agreements
  • All Past Due Bills & Fixed Monthly Expenses
As a service to our clients, we offer evening appointments Monday through Thursday upon request in addition to regular daytime hours. You will never have to take off work in order to talk to us about your financial concerns.

Contact Our Skilled Bankruptcy Attorneys Today

Whether you're ready to file for bankruptcy or simply want to discuss your debt or credit options, call us at (618) 259-2113. With more than 74 years of combined experience as a Bankruptcy Law practice, our lawyers have the knowledge to assist you with your legal issues concerning debt and/or bankruptcy.
We are a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code.